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15 Discounts and “Special Benefits” Seniors Are Eligible For But Often Overlook

Trending Author  by Douglas Jones - June 1st, 2025

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Discover How Americans Are Slashing Thousands Off Their Annual Expenses with These Powerful Retirement Boosters

Most people are familiar with everyday discounts at restaurants and popular retailers, but what if you could unlock even greater savings? You might be shocked to find out about some of the most exclusive discounts and Special Programs now available specifically to help adults reduce costs and significantly enhance their retirement savings. The unfortunate truth is that many Americans are missing out on these opportunities simply because they don't know they exist.

That's why we’ve created this exclusive list of the top ways anyone can start saving big—right now! With just a few simple steps, you could be on your way to keeping more money in your pocket this year.

Important: Many of these programs are only available online, and some could expire as early as this June. We strongly encourage you to explore the options below to take full advantage of these incredible offers while they last!


1. Collecting Social Security? Consider a "Do-Over" and Get a Benefits Boost


There's a tax rule known as the "do-over" that permits individuals receiving social security to suspend their current benefits, repay all the benefits they have received (without interest), and then restart their benefits at a higher rate depending on their age, which can significantly boost their social security payments.

Here’s an explanation: Imagine someone is entitled to a full benefit of $1,600 per month at their normal retirement age of 66. If they choose to start receiving benefits at 62, their monthly benefits reduce by 25% for life (to $1,200 in this scenario) because they're drawing benefits over a longer period.

Conversely, if they postpone receiving benefits beyond the normal retirement age, they receive an 8% increase for each year they delay up to age 70. At age 70, their maximum benefit would reach 132% of their normal age 66 benefit. In this scenario, they would get about $2,100 a month at 70 — a $900 increase from what they would have received at 66.

Many people are unaware of this option, and it's not suitable for everyone. It's crucial to carefully assess your financial situation and consult with a financial advisor before making such a significant decision.


2. Seniors Save on Property Taxes


Every state in the U.S. offers some kind of property tax benefit for seniors—something not widely known!

In some states, property taxes for seniors are frozen, while in others the increases are capped, providing significant savings for seniors. Additionally, the "homestead exemption" may be higher for seniors, varying by state. For instance, in Colorado, seniors aged 65 and over can exempt up to 50% of the first $200,000 in value of their home.

Unfortunately, there isn't a universal website to find this information. Instead, your best starting point is your local township’s website. Alternatively, you can call and speak with the Town Clerk or an equivalent official for more specific guidance.


3. Enjoy a Meal Out


Not every restaurant offers senior discounts. But here are some of the better ones we've found (note: some of these are subject to individual restaurant participation.)

  • Long John Silvers: discounted menu prices for 55 and over
  • McDonald’s: discounts on drink items
  • Shoney’s: 10% discount
  • Sizzler: senior menu
  • Sonic: 10% discount
  • White Castle: 10% off for 55 and over


4. Tax Benefits For Seniors


Tax planning might seem daunting, but there are several advantages available to make the process less burdensome for seniors:

  • Free Assistance: From January 1 to April 15 each year, IRS-certified volunteers offer free help to older taxpayers with preparing and electronically filing their tax returns.
  • Penalty-Free Withdrawals: Individuals aged 59 and older can take money from their IRAs without facing the typical 10% penalty.
  • Catch-Up Contributions: Employees aged 50 or older can make additional tax-deferred contributions of $6,500 to their 401(k) plans, for a total of $26,000. This can lead to a tax saving of $6,240 for those in the 24% tax bracket.
  • Increased IRA Contributions: Starting in 2024, workers aged 50 and above can contribute an extra $1,000 to their IRAs, bringing the total allowable contribution to $7,000.

  • 5. Make A Grocery List


    Have you ever visited the grocery store on an empty stomach and ended up purchasing far more than you planned? This phenomenon, known as "Hunger Shopping", can be a real threat to your budget!

    To avoid this, it's wise to prepare a grocery list before you shop, outlining what you need for the week ahead. This approach helps ensure that you only buy the items you intend to use, reducing the amount of food that goes to waste due to expiration.


    6. Buy in Bulk


    One of the simplest ways to begin saving money immediately is to purchase items in bulk. Retailers typically offer significantly better deals on products like paper towels, toilet paper, and detergent when you buy them in larger quantities.

    While it may seem straightforward, it’s easy to overlook just how much money we end up wasting by not opting for bulk purchases.


    7. Elevate Your Dining Experience


    Here are some awesome senior discounts at popular restaurants:

    • Ben and Jerry’s: 10% discount
    • Dunkin: 10% discount and discounts on drink items
    • Krispy Kreme: 10% discount
    • TCBY: 10% discount for 55 and over
    • Waffle House: 10% discount


    8. Seniors Injured In A Car Accident in 2023 or Later Are Getting Up To $100,000 in Additional Compensation For Their Injuries


    The insurance companies won't want you reading this...

    Have you or a loved one been injured in an accident recently? Those who were may be entitled to additional compensation if their accident occurred in the last year. Many victims have gotten settlements that are up to $100,000 for their injuries!

    So while the person at fault (or their insurance company) will hope you don't learn about this, attorneys nationwide are urging victims to take action and check their eligibility for additional compensation. There is a time limit for the highest possible chance of compensation, so it's vital you act now and check your eligibility. But the good news is that if the accident occurred within 1 year from now, you can check eligibility 100% free today. If you or a loved one has been injured in an accident in the last year, it's vital you act now and check your eligibility for compensation.

    How Do I Check My Eligibility?

    If you or a loved one have been injured in an auto accident in the last year it's vital you act now and check your eligibility for compensation. It's 100% free to check your eligibility, so there really isn't a reason you shouldn't.

    Only those who are NOT already represented by an attorney for this specific accident are eligible.

    Step 1: Confirm the year you or a loved one was injured in an auto accident (Must be in 2023 or after)

    Step 2: Answer a few questions about your accident to instantly check your eligibility for compensation (it's 100% free to check!)

    Select The Year The Accident Happened:


    9. Seniors In Their Senior Years Could Get Up To $185,000 in October Using This Lucrative "CoRP" Option in 2025


    Don't expect banks to tell you this, but they can't stop you from doing it either...

    Homeowners are paying for their home renovations, funding their business, paying off debts & even taking vacations - All thanks to the this lucrative program that is now available to homeowners. Inflation is through the roof right now and and smart Americans are using this program to get up to $185,000 in cash! There is NO COST to see if you qualify either.

    So while the banks happily wait for this program to end, we are making a nationwide push and urging citizens to take advantage. This program currently exists as of October, but with national economic uncertainty, the benefits of it could be pulled away from you at any time. But the good news is that once you're approved, you're in. If getting up to $185,000 to use however you'd like sounds good, it's vital you act now and see if you could qualify for a cash out refi today.

    URGENT: So many people could still benefit today, but sadly, many perceive CoRP to be too good to be true. Remember, the Cash Out Refi Program could allow you to access up to $185,000 using the equity in your home & there's absolutely NO COST to see if you qualify.

    How Do I Check My Eligibility?

    This program is only for existing homeowners. If you do not own your home, you will NOT be eligible.

    Step 1: Answer a few questions below to instantly check your eligibility for free.

    Step 2: If you're eligible, you can continue to view your cash-out offer and take advantage!

    20%

    Do you own your home?

    40%

    How old are you?

    65%

    What state do you live in?

    90%

    Do you currently have a mortgage?


    10. Homeowners Secure a Home Warranty and Avoid Paying for Covered Home Repairs Forever!


    Still unknown to many is a brilliant Home Warranty Program we're calling the Top Home Warranty Plan of 2025 that could benefit millions of households, helping them avoid paying for covered appliance failures, furnace breakdowns, electrical issues, and much more! You probably already have homeowners insurance, right? A Home Warranty Plan is similar, but it covers many things that an insurance plan won’t—such as a broken refrigerator, furnace, or even an electrical issue with a ceiling fan.

    Often, new homeowners are offered a 1 or 2-year home warranty plan when purchasing a home. This is a huge advantage for the buyer, as it relieves the stress of paying for potential issues during the first year or two of homeownership. Dealing with a broken refrigerator or dishwasher is never fun, nor is facing a furnace or air conditioner malfunction, which could cost thousands of dollars to repair!

    Fortunately, homeowners now have the option to obtain a home warranty plan at any point, even after years of living in their home. Whether you've been there for 20 years or more, you can still secure a home warranty plan that will cover the costs of many unexpected home repairs!

    So, do yourself (and your wallet) a favor by getting a 100% FREE quote for a new home warranty plan today by answering the question below:

    When Did You Purchase Your Home?


    11. Seniors With Bad Knees Get A Two Week Supply Of GNC's #1 Joint Compound Instaflex Advanced To Try This Week


    If you deal with joint discomfort, you need to see how you can claim a 2-week sample of GNC's #1 Joint Compound to try.

    Formulated by renowned Doctor, David Katz, Instaflex Advanced has become the best selling joint solution product at GNC and Walgreens. Thousands of seniors across the US and Canada are enjoying joint relief everyday with it.

    The best part? You only have to take 1 small capsule a day and many start to feel a difference very quickly!

    The company behind Instaflex Advanced has agreed to allow new customers to try a sample throughout 2025. You can go to their website by clicking the button below to claim your sample to try. Samples ship within 24-48 hours, so you'll have it quickly too!

    Yes, I want To Claim A Sample Of Instaflex Advanced Now!


    12. Drivers In Their Senior Years Who Pay More Than $63/mo For Auto Insurance Stunned Over New Auto Insurance Policy in June


    Here’s what auto insurance companies don’t want you to know...and what thousands of consumers are quickly learning about their current auto insurance plan:

    If you're paying more than $63 per month for auto insurance, this auto insurance comparison tool can help you check to see if you're overpaying in a few minutes. This is something every driver should be doing every 6 months or so to ensure that they are getting the best deal.

    Insurance companies are always competing to win your business, but if you turn a blind eye and keep the same policy in place for a long period of time, your rates might have increased. By checking rates, drivers saved an average of $531 per year with a new policy.

    REMINDER: Most insurance policies will allow you to cancel your plan and get a refund of the remaining balance. You're NEVER obligated to stay with your insurer if you found a better rate! Compare plans now>>

    So do yourself a favor and do a quick comparison by clicking your vehicle's year below and then answering a few questions (about 4 minutes). This is a fast way you can start saving on your auto insurance bill!

    What Year Is Your Vehicle?


    13. Exceptional 4.69% APY on balances of $1,000 or more

    apy

    Secure your future with our exceptional High-Yield Savings Account designed for those who value stability and growth. Experience an outstanding 4.69nnual Percentage Yield (APY) on balances of $1,000 or more, ensuring your hard-earned money works harder for you. Our commitment to your peace of mind is reflected in no monthly fees and the assurance of secure, round-the-clock mobile access to your account. Whether you’re planning for retirement or managing your savings, our account provides the financial reliability and accessibility you need. Invest in your tomorrow with confidence, knowing your funds are growing steadily and are always within reach. Join our community of savvy savers who are already enjoying the benefits of our high-yield savings account.


    14. Help protect your home today and enjoy peace of mind with our top-rated security systems

    adthome

    ADT Home Security is your partner in secure, smart living. As the leading provider of home security solutions in America for over 140 years, ADT has been protecting homes and families like yours, 24/7. With their rigorous monitoring and custom-tailored security systems, you can have peace of mind that your home and everyone in it is always protected. With ADT, you get the Theft Protection Guarantee^ - the assurance that if a burglary does occur while your system is armed, you may be eligible to receive up to $500 towards your insurance deductible. Plus, you can sign up with confidence with a 6-Month Money-Back Guarantee**. Get ADT Home Security installed today and enjoy smart, secure living that you and your family deserve.


    15. Do This 15-Second Gut Hack To Reverse Constipation Overnight

    constipation

    A leading gut doctor has just revealed a revolutionary method for curing constipation and clearing out stuck poop fast.He dispels the common myths around fiber and bowel movements, showing that conventional wisdom is not only wrong but actually makes things worse.

    A clinically-supported, 5-second bowel-releasing ritual has been unveiled that not only instantly eliminates constipation but also revitalizes your digestive system, potentially helping you feel 10 to 15 pounds lighter, all without the need for laxatives or risky medications.Over 230,000 men and women are already employing this ritual to gain instant relief and comfort they've long been missing, without resorting to doctor visits or dangerous medicines.

    Watch this critical video now before pharmaceutical giants manage to have it taken down.

    Bonus. Free Membership To Senior Discount

    joinmember

    Senior Discount membership gives you access to huge discounts, deals, coupons and more. Sign up below to get the latest deals on healthcare, home appliances, electronics, groceries, restaurant discounts and much more. Unlike AARP, membership to Senior Discount is completely free (no strings attached). When you sign-up you will get a free e-mail newsletter updates sent to your inbox with the latest discounts and deals.

    To join for free, simply enter your e-mail below and click “SUBSCRIBE”:


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